Vol 2 Issue 1 April 2014-September 2014

Title: FEDEX AND BUSINESS INTELLIGENCE (BI)

Author: Farhan Alanazi

International Journal of Management and Commerce Innovations

ISSN 2348-7585 (Online)

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Abstract: How and where the people invest their hard-earned money is an important decision. Investment is the application of money for earning more money. The investment basically refers to the buying of a financial product or any valued item with anticipation that positive returns will be received in the future. People are earning, but they do not know where, when and how to invest their funds or money earned by them. A proper understanding of money, its value, the available investment avenues , various financial institutions providing the facility of investments, the rate of return/risk, etc., are very important  to successfully manage one’s finance for achieving future goal .The study basically focuses on the various investment avenues available to the investor, factors considered for investment. The study is based on using a structured questionnaire. Many people are not willing to take risk for their funds, so many prefer to invest in bank deposits, insurance, post office saving etc. Many of the people are not aware about how to make an investment in share market, equity etc. “No pain no gain” it is the golden principle of investment management.  People now days are not ready to bear risk, but at the same time more risk leads to more profit. Investors cannot avoid risk but they can minimize the risk by investing their money in various types of investments so that they can get a moderate profit.  This study basically provides awareness among people about various investment avenues available to them and what factors they should consider before making an investment.

Keywords:  Investments avenues, awareness, savings, investor.

Title: A STUDY ON PREFERRED INVESTMENT AVENUES AMONG THE PEOPLE AND FACTORS CONSIDERED FOR INVESTMENT

Author: Ashly Lynn Joseph, Dr. M. Prakash

International Journal of Management and Commerce Innovations

ISSN 2348-7585 (Online)

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Abstract: Micro finance has proven to be an effective tool for poverty reduction. Microfinance is the provision of financial services to low-income clients, including consumers and the self-employed, who traditionally lack access to banking and related services. More broadly, it is a movement whose object is “a world in which as many poor and near-poor households as possible have permanent access to an appropriate range of high quality financial services, including not just credit but also savings, insurance, and fund transfers.” Those who promote microfinance generally believe that such access will help poor people out of poverty. The dynamic growth of the microfinance industry has been promoted not only by market forces but also by conscious actions of national governments, Non-Governmental Organizations (NGOs) and the donors who view microfinance as an effective tool for eradicating poverty. The powerful push behind this huge and increasing support for microfinance indicated that national economic and social impacts are significant and it needs to be examined more closely. This paper argues that microfinance can be considered an important element for an effective poverty reduction strategy. It shows that access and efficient provision of microcredit can enable the poor to smooth their consumption, manage their risks better, gradually build their assets, develop their micro enterprises, enhance their income earning capacity and enjoy an improved quality of life. Microfinance services can also contribute to the improvement of resource allocation, promotion of markets, and adoption of better technology; thus, microfinance helps to promote economic growth and development.

Keywords: Micro Finance, Micro credit, Financial Services, Poverty, NGOs, India

Title: Role of Micro Finance in Poverty Reduction

Author: Preeti Sharma

International Journal of Management and Commerce Innovations

ISSN 2348-7585 (Online)

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Abstract:  Quality of Design (QoD) is a measure of how well the product or service is designed to achieve the desired requirements. This article coalesce views of various authors about QoD. Various product features that are to be included during QoD, relationship between QoD and cost leadership, steps involved in QoD and benefits of QoD have been discussed in this article.

Title: Quality of Design

Author: Ankesh Mundra

International Journal of Management and Commerce Innovations

ISSN 2348-7585 (Online)

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Abstract: In India the balance between the work-life and the professional life is a common talk. Personal and professional are the two roles played by a working individual. The employees have to play their role and handle their responsibility. Due to the work stress their dear ones like family, organization and society gets affected. In several professions there is considerably a high pressure of performance which in return leads to stress and other problems. The shrinking incomes, faltering economy and uncontrolled layoffs are some undeniable factors. A considerable factor is the lack of accommodation for the work-life balance, which in return can add to the stress load of the employees, especially for the working women’s who are the primary caretakers of their family, children’s and old dear ones. All of these factors lead to the stressed individuals in an organization which leads to the fatigue, these individuals prone to mistakes and injuries, and are more likely to be absent. Work and professional life are the two sides of the same coin. This exploratory research is an attempt to study the work-life balance issues. This paper will examine the literature on work-life balance policies and practices, Employee engagement and work-place culture in different industries in order to increase their productivity and retain them in the organization for a long period of time. This paper is an attempt against the highly increasing work load and working hours that is the primary demand of Indian organizations and expects in the course of time and what are the problems faced by the employees due to the pressure of work and what are the main problems they can be encountered. In India where family issues are the top priority but due to the adverse effect of the work-life of the employees they can’t give enough time to his/her family.

Keywords: Employee Engagement, Work-Life Issues, Reasons for Balances, Benefits

Title: WORK-LIFE BALANCE IN INDIA-THE KEY DRIVER OF EMPLOYEE ENGAGEMENT

Author: NAMITA

International Journal of Management and Commerce Innovations

ISSN 2348-7585 (Online)

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Abstract: This paper presents for bringing changes in business environment using business plan called multilevel marketting. The paper describes what multi-level marketting is, why it is used, and what its limitations are. As compared to the existing system, the MLM system has been found to be much more memory, resource and time efficient. The system is simple to maintain. The concept of Multilevel Marketing or network marketing is a method of product distribution. The products are moved through independent distributors. The distributors are given an opportunity to introduce other distributors to the business. Instead of calling massive media advertising and sales promotion cost, the savings are passed on to distributor consumers. The paper describes the better performance of distributors in multilevel marketing in business environment.

Keyword: Multilevel Marketing, Network Marketing, Downline, Upline, Network marketing, Relationships

Title: Multilevel Marketing (Mlm)

Author: Kush Arya, Madhu Arya

International Journal of Management and Commerce Innovations

ISSN 2348-7585 (Online)

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Abstract: The WTO (formerly Uruguay Round of the GATT) negotiations in 1986 (which addressed the need to minimize nontariff barriers to trade), and the 1992 “Earth Summit” on the environment (which highlighted the importance of a global commitment to environmental quality improvement) are precursors to development of the ISO 14000 series of standards. ISO 14001 EMS is a relatively new environmental entrepreneurship approach to managing environmental risks in organizations, thereby helping to incorporate environmental management issues into corporate strategic decision making. Building an understanding of the unique constraints to implementing and certifying to ISO 14001, especially for SMEs, is an important step to helping them achieve public environmental policy objectives. An objective of this study to assess and consolidate the literature on various dimensions to ISO 14001 certification to throw a light on the importance on the ISO 14001 in the MSME’s in this competitive world.

Keywords:  ISO 14001, EMS and SME.

Title: Environmental Accountability Practice in MSME’s through ISO 14001

Author: Hemlata Sharma

International Journal of Management and Commerce Innovations

ISSN 2348-7585 (Online)

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Abstract: Banking is the lifeline of an economy. The present and future of any economy depends upon the success and development of banking. The objective can’t be achieved with the traditional banking as now is the age of technology. Indian banking industry, today, is in the midst of an IT (Information Technology) revolution. The competition among the banks has led to the increasing total banking automation in the Indian banking industry.E-Banking is a generic term encompassing internet banking, telephone banking, mobile banking etc. In other words, it is a process of banking services and products through electronic channels such as telephone, internet, cell phone etc. The concept and scope of E- banking is still evolving. The present paper has focused on the need and benefits of E-banking. It has also revealed the current status of financial innovations in Indian Banking sector. It also highlighted the challenges faced in E-banking and the opportunities available with the banks in E-banking.

Keywords: E-Banking, ATMs, Information Technology, RTGS, Debit and Credit cards.

Title: Electronic Banking in India: Innovations, Challenges and Opportunities

Author: Karamjit Kaur, Rajneesh

International Journal of Management and Commerce Innovations

ISSN 2348-7585 (Online)

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Abstract: Past research studies has already revealed the importance of high level of OCTAPACE culture and has represented it as an extremely important factor to achieve organizational goal.Hence this study aims to find out the prevailing and desired level of OCTAPACE culture which is still embedded in the context of North Indian universities. Today’s universities are the caretakers of the business world of tomorrow, it produces future talents. So it is very important to understand their culture. Hence this research is conducted to know the prevailing and desired level of OCTAPACE culture in the private universities of Delhi NCR. And to fulfil this aim primary and secondary data collected through various sources are used.

 Keywords: Culture, OCTAPACE Culture, Higher Education.

Title: OCTAPACE Culture Profile in Universities of Delhi- NCR: A Comparative Study between Prevailing and Desired Level of OCTAPACE

Author: Ms. Sheetal Yadav

International Journal of Management and Commerce Innovations

ISSN 2348-7585 (Online)

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Abstract: A system allowing individuals to perform banking activities at home, via the internet is online banking. Online banking through traditional banks enable customers to perform all routine transactions, such as account transfers, balance inquiries, bill payments, and stop-payment requests, and some even offer online loan and credit card applications. Account information can be accessed anytime, day or night, and can be done from anywhere. This study aims at evaluating services quality of online banking in Pune city, one of the fast growing cities of Western India. This paper mainly compares, online banking services of SBI Bank  one  the  leading  public  sector  bank  and  ICICI  bank,  a  leading  private  sector  bank.  A structured questionnaire is administered to various target groups. Researcher mainly wants to investigate the 4 important   elements   of online   banking   i.e. Efficiency, Responsiveness, Reliability, and Privacy of customer information.  The  paper  presents  the  data,  drawn  from  a survey  of  Internet   banking   consumers   from  two  leading   banks  i.e.  SBI and ICICI   and develops a functional model for maximizing value to the consumers.   Data was analysed statistically to investigate the service quality of internet banking. It is found that as ICICI is pioneer bank in India into online banking, it excels into the quality dimensions as compared to  SBI  bank;  however  in  last  few  years,  SBI  came  out  as  a  leading  public  sector  bank, providing internet services successfully.

Keywords: Customer satisfaction, online banking, responsiveness, efficiency, privacy.

Title: Customer Satisfaction of Online Banking A Comparative Study in public sector bank and private sector bank w.r.t. SBI and ICICI in Pune (Chinchwad) City

Author: Mrs. Archana Patil

International Journal of Management and Commerce Innovations

ISSN 2348-7585 (Online)

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Abstract: With the emergence of a large number of environmental problems all over the world, there arises a need to preserve and protect the earth’s natural environment and finite resources. Both the marketers and the consumers are nowadays focusing on green products and services. Companies are adopting green marketing and are producing green products that have less harmful effects on the environment, than the conventional products. Consumers are becoming more and more aware of the environmental problems and are actively trying to reduce their impact on the environment by purchasing green products and moving towards a greener lifestyle. This research study tries to determine whether the consumer purchasing decisions in Kolkata are influenced by the green marketing practices undertaken by the companies. A sample of 100 respondents was selected in Kolkata and a questionnaire was used to collect the primary data. Descriptive Statistics (Mean, Standard Deviation and Percentile) and independent t-test with the help of SPSS version 20.0 have been used in this study for analysing the primary data. The results of the study highlight that the consumer purchasing decisions in Kolkata are not influenced by the green marketing practices undertaken by the companies. However, the consumers are willing to pay a premium price for the ‘green’ products, if these eco-friendly products provide an extra value to them. Thus, companies can command a higher price if they can enhance the product’s performance and offer products that provide an extra value to the consumers.

Keyword: Green marketing, green products, consumer purchasing decisions

Title: A Study of the Impact of Green Marketing Practices on Consumer Buying Behaviour in Kolkata

Author: Rahul Argha Sen

International Journal of Management and Commerce Innovations

ISSN 2348-7585 (Online)

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Abstract: India’s policy with Southeast Asia, which took a distinctive shape in the early 1990s in the form of the East policy, has been a multipronged approach encompassing political, strategic and economic aspects. Apart from establishing institutional linkages with ASEAN and strengthening bilateral relations with its member states, especially in the field of defence. India has been an enthusiastic participant and has always shown its support to multilateralism in Asia-Pacific. While these policies have been so far successful, and there is a beginning of a new phase with the ASEAN Plus One Summit meetings understanding the growing importance of India to Southeast Asia and vice versa. The other major aspects is that India has become a vital part of the larger Asia-Pacific strategic landscape which can’t be separated. In the Cold War days most of the then ASEAN countries perceived India to be in the camp of the former Soviet Union. Apart from Vietnam to an extent, there was very little political interaction of consequence except normal and ‘correct’ relations. Strategic links were virtually non-existent and economic bonds were of low importance. Against this background, the progress that India has made in cultivating multifaceted relationships with ASEAN and its member states is remarkable. In any case, it can be said that the Look East policy has played a vital role in enabling India to become one of the major powers of the Asia Pacific. Today no discussion on political or strategic or economic aspect is complete without mentioning India.

Keywords: ASEAN; India cold war; Look East policy; South Asian countries, China.

Title: AN EMPIRICAL STUDY OF SOUTH ASIAN POLICY AND IT’S IMPACT ON INDIA

Author: Kareena Bhatia Kakkar, Manali Shah, Priti Kumari, Logeshwari.D

International Journal of Management and Commerce Innovations

ISSN 2348-7585 (Online)

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Abstract: When we judge an organization’s structure, we see what sort of work specialization it has, level of departmentalization, chain of command, span of control, formalization and at the last how much the concerned organization has a level of centralization and decentralization. We know that among Henry Fayol’s fourteen principles of management, ‘unity of command’ is in stark contrast with matrix structure which is an alternative theory to unity of command and is going to be the point of debate for this paper.

Keywords: Matrix structure, Organizational challenges.

Title: HOW SUCCESSFUL MATRIX STRUCTURES ARE IN TODAY’S ORGANIZATIONAL CHALLENGES

Author: Mahdi ALSAGOUR

International Journal of Management and Commerce Innovations

ISSN 2348-7585 (Online)

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Abstract: The internet has become a new platform for electronic transaction and consumers in India are increasingly using the internet for online shopping purposes. Online marketing has thus emerged to be the key to success for many companies and the online presence of organizations has become inevitable in nature. This paper identifies the key factors that influence the online purchase of products in Kolkata. A sample of 150 respondents was selected in Kolkata and a self-administered questionnaire was used to collect primary data. The data was recorded by using a number of open ended questions, close ended questions, and the Likert Scale. Basic statistical tools and Factor Analysis with the help of SPSS version 20.0 have been used in this study for analysing and interpreting the data. The findings of the study showed that the cost factor, convenience factor, product factor and seller related factor are the four important factors influencing the online purchase of products in Kolkata.

Keywords: Electronic transaction, online marketing, online shopping

Title: Online Shopping: A Study of the Factors Influencing Online Purchase of Products in Kolkata

Author: Rahul Argha Sen

International Journal of Management and Commerce Innovations

ISSN 2348-7585 (Online)

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Abstract: This research sheds light over the issues of current regulatory framework structure of broadcasting and telecommunication technology of Pakistan. The study finds out that there are many issues which are barriers in the convergence of broadcasting and telecommunication technology, like content issue, spectrum issue, public interests issue, pricing issue, licensing issue etc which come from distinct multiple regulatory bodies regulatory framework. As convergence between telecommunication and broadcasting technology is not only mandatory for modern business but also for the welfare of public, therefore this research was done with the aim to put a solution to the convergence issues. The study rejects the Current Regulatory framework and proposed a new regulatory framework model which should be done by Supreme Regulatory Authority.

Keywords: Current Telecommunication and Broadcasting Regulatory Framework (CTBRF), Pakistan Telecommunication Authority (PTA), Pakistan Electronic Media Regulatory Authority (PEMRA), Frequency Allocation Board (FAB), Supreme Regulatory Authority (SRA), Technology Convergence (TC).

Title: Convergence of Broadcasting and Telecommunication Technology Regulatory Framework in Pakistan

Author: Gul Abat Khan, Dr. Muhammad Khalil shahid, Sayed Fayaz Ahmad

International Journal of Management and Commerce Innovations

ISSN 2348-7585 (Online)

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