Vol 7 Issue 1 April 2019-September 2019

Abstract: This study examined the impact of Enterprise Risk Management (ERM) on institutional performance of public shareholding companies in Jordan based on COSO (2004) ERM Integrated Framework. Questionnaire survey was adopted as the research methodology for this study, and a total of 313 questionnaires were successfully collected. The obtained data was analyzed by Structural Equation Modelling Tool (Smart-PLS), and based on the analysis, implementation of ERM was found to have a significant influence on institutional performance. From the finding’s analysis, it was revealed that enterprise risk management framework had a role in improving the performance of extraction companies in Jordan. The analysis also highlighted that the increase of enterprise risk management framework implementation will increase the performance of the extraction companies in Jordan.  Furthermore, all the independent variables (Internal Environment, Event Identification, Risk Assessment, Risk Response, Control Activities, Information and Communication, and Monitoring) are significant predictors, except for objective setting. These variables statistically and significantly predicted performance of extraction companies in Jordan. The findings from this study enable organizations to better understand the status of their ERM implementation and assist them in identifying areas of improvement, with regards to the processes within each ERM elements.

Keywords: Balances scorecard, enterprise risk management (ERM), institutional performance.

Title: The relationship between ERM practices and performance in selected companies in Jordan

Author: Mohammad ja'far Altanashat, Sadun Naser Alheety

International Journal of Management and Commerce Innovations 

ISSN 2348-7585 (Online)

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Abstract: This study sought to determine the effect of cash flow management on financial performance of listed companies at the Nairobi Securities Exchange. The research designs that were employed were casual and correlational research techniques. A census was done on 54 organizations that were listed at the Nairobi Securities Exchange during the period 2013-2017. Study data was obtained from the companies yearly audited financial statements for five years duration between 2013 and 2017. Data was analyzed using both descriptive and inferential statistics. Multiple linear regression analysis model was used to determine the association between the research variables. The results of the study indicated that there existed a positive and significant relationship between cash flow from operating activities and the financial performance of listed companies at the Nairobi Securities Exchange (β=0.621, p-value=0.006); a negative and significant relationship between cash flow from investing activities and financial performance of listed companies at the Nairobi Securities Exchange (β=-0.387, p-value=0.029) and a positive and significant relationship between cash flow from financing activities and financial performance of listed companies at the Nairobi Securities Exchange (β=0.406, p-value=0.014). The study thus concluded that cash flow from operating activities, cash flow from investing activities and cash flow from financing activities were significant predictors of the level of financial performance among listed companies at the Nairobi Securities Exchange, Kenya.

Keywords: Cash flow management, financial performance, investment cash flow, financing cash flow, operating cash flow.

Title: Effect of Cash Flow Management on Financial Performance of Listed companies at Nairobi Securities Exchange; Kenya

Author: Patrick Mbehi Stom, Dr. Joshua Matanda Wepukhulu

International Journal of Management and Commerce Innovations  

ISSN 2348-7585 (Online)

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Abstract: Education is a challenge for most of people in Afghanistan especially for women who have been going through many ups and downs during past years. Women are experiencing many obstacles such as poverty, beliefs, culture, war and many more in order to be educated and their productive for the society. The year 2001 (pos era of Taliban regime) paved the way and opened a new chapter of education for most of people in Afghanistan especially women. Although, huge amount of money has been spent but still the result is not as expected. Currently, women are not playing an utilizable rule in terms of productivity for the society and most of them are burden on their husbands or parents. The purpose of this paper is to probe the bottlenecks and barriers that prevent educational empowerment of women in Afghanistan. This paper adapts the design & system thinking approach. The paper contribution is a conceptual and validated business model, in the form of BMC and VPCs, and as well conceptual humanising education programmes with digital platforms (digital teaching). The business model will help women to use their knowledge, skills, and value for innovative and national productivity towards sustaining society.

Keywords: Humanising Education, Empowerment, Women Productivity, BMC, VPC, and Sustainability.

Title: Humanising Educational Programme for the Empowerment of Women Harmonious Society in Afghanistan

Author: Mohammad Saalem Rahmani, Abdul Rahman Bin Ahmad Dahlan

International Journal of Management and Commerce Innovations  

ISSN 2348-7585 (Online)

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Abstract: The highest rate of unemployment among youth has drawn everyone’s attention globally. This trend is at its increasing pace in many developing countries and people are seeking to find a solid solution. According to the SDG4 goal of Quality Education, education systems should be optimised where universities and colleges nurture knowledgeable, skilled and ethical graduates especially entrepreneurs in order to help in creating decent job opportunities for their own selves and creating job opportunities for others. Therefore, the aim of this paper is to propose conceptualise Youth Entrepreneurship Development Programme model where youths can develop and harness their entrepreneurial knowledge and skills with human values. In addition to entrepreneurship-based education, this conceptual paper is to help youth in creating start-up ventures and small and medium sized enterprises (SMEs) that result in economic transformation of society, creating more decent job opportunities, and enhancing societal well-being. This paper adapted the design thinking methodology providing business models, plans and strategies to humanise entrepreneurship education programme. The main contribution of this paper is a conceptual business model to empower youths through humanising entrepreneurship education in Afghanistan to nurture their entrepreneurial, knowledge, skills and Islamic values in creating job opportunities. 

Keywords: Humanising education, youth entrepreneurship, SDG4 goal, SMEs, unemployment, jobs, Afghanistan

Title: Humanising Entrepreneurship Development Programme for Youth in Afghanistan

Author: Mohammadullah Asrar, Abdul Rahman Ahmad Dahlan

International Journal of Management and Commerce Innovations 

ISSN 2348-7585 (Online)

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Abstract: Delays and disruptions are among the challenges faced in the course of executing NGCDF projects. The most widely used project success criteria are meeting time, quality and cost requirements. However, time plays a critical effect since its change will affect the other two.  The study aimed at identifying how project management practices influenced the implementation of National Government Constituency Development Funded projects in Nyali Constituency. The study considered project management practices to be: project leadership, project planning, project control, and project monitoring. Descriptive research design was used, and the questionnaire was the data collection instrument. A sample size of 118 was used for the study where 6 project managers, 15 NGCDF management, and 97 employees were administered with questionnaires and simple random sampling and purposive sampling was applied. The results showed that project monitoring and project planning had significant inverse relationship with project implementation though not highly significant. Project leadership had a direct relationship with project implementation though insignificant. As for project control, the study showed that it had an inverse insignificant relationship with project implementation. The study also revealed that project planning and project monitoring explained 40.8% of the change in implementation.

Keywords: Project management practices, Project implementation, Planning, Monitoring, NG-CDF.

Title: INFLUENCE OF PROJECT MANAGEMENT PRACTICES ON IMPLEMENTATION OF NATIONAL GOVERNMENT CONSTITUENCY DEVELOPMENT FUNDED PROJECTS IN NYALI CONSTITUENCY

Author: Ali Chilalya Ramadhani, Dr. Muchelule Yusuf

International Journal of Management and Commerce Innovations 

ISSN 2348-7585 (Online)

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Abstract: The purpose of this paper is to examine the management of risk issues in procurement. A mixed method approach and explanatory cross-sectional research design were employed. The sample size formed more than 50% of the population of staff at the Ghana Technology University; working directly with the procurement unit. Findings revealed that, procurement risks do not significantly affect the organizational performance of the institution. However, qualitative probing showed that, the procurement risks translate into poor service quality (slow working activities, ineffective teaching and learning). Moreover, interferences/disruptions and resources challenges were the greatest risk issues in procurement which can reduce procurement risks by 39% if managed properly. Also the results showed that, risk issues in procurement are high and require a relatively higher management approaches – such as elimination or simplification of some bureaucratic procedures, proactive work dynamics, early submission of proposals and budgets– to mitigate them. Furthermore, the selection and training of qualified personnel were key in mitigating risk issues in procurement. It was therefore recommended that, the procurement processes at Ghana Technology University be reviewed periodically so that, the bureaucratic processes that impede successful outcomes are either eliminated or simplified.

Keywords:  Procurement, Risk, Management, Quality, Resources, Procedures, Bureaucratic, Interference.

Title: EXAMINING THE MANAGEMENT OF RISK ISSUES IN PROCUREMENT: A CASE STUDY OF GHANA TECHNOLOGY UNIVERSITY COLLEGE

Author: Boison David King, Amoah Cornelius Kwarkoh, Asiedu Esther, Ofori-Nyarko Ernest, Addison Linda, Martey Georgina Kafui

International Journal of Management and Commerce Innovations 

ISSN 2348-7585 (Online)

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Abstract: This study sought to assess supply chain vulnerabilities in event management for the media industry in Ghana. From literature reviewed, a hypothesized model for assessing vulnerability and possible risk in the entire supply chain event management process was adopted for this study. Well-structured questionnaires and interview questions were developed based on this model. The stratified and purposive sampling techniques were adopted in the administering of questionnaires to 100 staff of the case study organization as well as experienced event organizers in the media industry. Data collected was then analyzed using tables, graphs and thematic analysis. The study discovered that, a significant number of events planned (between 61-80%) were successful with a percentage failure of 20% maximum. This proved that, there was some degree of vulnerability in each event organized that amounted to the percentage failure obtained. Moreover, it was evident that, areas along the supply chain event management process accounted for failures, with high rate of failures for planning, logistics and risk management. This paper thus recommended the implementation of Zero Budgeting, to ascertain the true cost of items during event planning. Also, feasible milestones and timelines should be set with event stakeholders in other to have an effective and functional event brief document. The Multimedia industry should further consider other networks for the promotion of events in order to attract other segments of the market. Lastly, brand managers should have an event concept that can attract sponsorship by conducting a comprehensive market survey.

Keywords:  Supply Chain, Vulnerability, Event, Media, Management, Multimedia.

Title: ASSESSING SUPPLY CHAIN VULNERABILITIES IN EVENT MANAGEMENT IN THE MEDIA INDUSTRY IN GHANA- A CASE OF A MULTIMEDIA STATION

Author: Martey Georgina Kafui, Boison David King, Addison Linda, Asiedu Esther,  Ofori-Nyarko Ernest, Amoah Cornelius Kwarkoh

International Journal of Management and Commerce Innovations 

ISSN 2348-7585 (Online)

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Abstract: This study report will aim at investigating factors that influences E-business services in Saudi Arabia. E-business concept has been widely spread in the current world due to advancement of technology. E-commerce business has greatly improved people’s lives in the modern world as they can easily purchase the products of their choice at any location. At the same time, it has benefited various companies in the world as they have obtained huge profit. There are three main factors which influences the growth of e-commerce businesses and they include internet coverage in various areas of the globe, the buyer influence factors and also the various mode of payment which are used in e-commerce (Mohamed, Sammi & Ning, 2012). It will also involve a comparative analysis of the key indicators and enablers affecting the diffusion of e-commerce business especially across the economies of countries in Central Asia. The study involved a cross sectional research survey which involves collecting of data from population in Saudi Arabia where the people were questioned on how they have been conducting business transactions and especially on e-commerce issues. The study clearly analyzed the answers which were given by the respondents and made a conclusion that increased internet connectivity and the emergence of mobile phones which allows people to easily access internet has greatly contributed to the growth of e-commerce business in various region (Mohamed, Sammi & Ning, 2012). The main finding of the study is that internet penetration especially in Saudi Arabia has played a critical role in influencing e-business in the nation which has currently being boosted by increased ownership of smartphones with 4G network.

Keywords: E-business services, e-commerce businesses, smartphones, 4G network.

Title: Factors that Influences E-business Services in Saudi Arabia

Author: Yasir Abdullah ALzedi, Mohammad Alzubi

International Journal of Management and Commerce Innovations 

ISSN 2348-7585 (Online)

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Abstract: Commercial banks and particularly Islamic Banks play vital role in the Kenyan economy as well play as indicators of strength of country economy. Over the last few years, Islamic banks have changed the way of doing business specially the banking sector. Specific characteristics that are unique to specific firms have underlying effect on their financial performance of Islamic banks in Kenya and were subject for empirical discussion for so long. The government of Kenya in collaboration with Muslim Faithfull has recognized the important of Islamic Banks in economic growth and deepening of financial services to its citizens in the Constitution. However, given the potential benefits of Islamic Banks have to the general economy and the well-being of its citizen, specific characteristics of these banks and its effects on financial performance have been of great concern and importance. The study investigated how specific or unique entity characteristics affect the performance of Islamic banks in Kenya. We focused on the three (3) main Islamic banks licensed and operating in Kenya for the period of (2010 - 2016.) Several researchers have studied firm specific/ unique characteristic and its effect on financial performance of other conventional banks as well as their growth of the firm entity but gave little information on Islamic banks hence necessitated for this research project. This study found out that Islamic banks in Kenya were affected by its own individual firm characteristic namely firm size, firm age, size, and liquidity and board size of firm as measured by overall financial performance. Previous studies gave mix and inconclusive findings on how size, firm age, liquidity and board size affect financial performance. In attempt to interpret the effect of specific firm characteristic and its financial performance on Islamic banks, this study employed descriptive research design. Secondary data from audited financial statement of respective banks and data from the central bank of Kenya was also analyzed. This study heavily relied on primary data collected by the use of questionnaires directly administered.  A pilot study was validated as a research instruments. Data collected from field was analyzed by use of Statistical Package for Social Sciences (SPSS) Computer Package version 22, to evaluate how individual firm entity specific characteristics affect its financial performance of Islamic banks in Kenya, the study figured out three fully fledged Islamic banks in Kenya as study population though there a number of other conventional banks that offer sheriah window product. The finding of the research helped the board of directors, local investors, the government and regulatory bodies to monitor and evaluate performance of the Islamic banks for well-being of the economic. Islamic banks should carry out more research and developments as this still grey area that needs more research in order to understand fully Islamic banks.

Keywords: specific firms, Islamic Banks, Kenyan economy, banking sector.

Title: EFFECT OF FIRMS’ SPECIFIC CHARACTERISTICS ON FINANCIAL PERFORMANCE OF ISLAMIC BANKS IN KENYA

Author: MOHAMED HASSAN SALAT, PROFESSOR WILLY MUTURI

International Journal of Management and Commerce Innovations 

ISSN 2348-7585 (Online)

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Abstract: The purpose of this research is to examine the capabilities that effect service innovation and the service innovation process in the United Arab Emirates (UAE) public sectors. The research approach depends on a quantitative method through gathering data from 142 managers and employees in different government sectors in the UAE. The results showed that some organisational capabilities, such as culture, communication, finance, and IT (information technology) have a strong impact on service innovation and service innovation processes. However, some capabilities, such as human resources, organisational structure, leadership, and research and development (R&D) showed no impact on service innovation and its processes. Thus, the most important things that organisations have to commitment is providing sufficient capabilities during the implementation of service innovation and develop service innovation processes. Therefore, more testing and evidence of accurate data that covers various organisational fields are required. Moreover, there are variances of capabilities depending on an organisation’s capacity, core business, and its potential. More observation is required to measure the level of organisational capabilities and their impact on service innovation and service innovation processes. In addition, reassessing the organisation’s capabilities development to reconsider their ability to achieve service innovation is recommended. Managers’ and experts’ perspectives are acquired from a variety of innovation fields, such as private or economic sectors in the UAE, to understand clearly the relationship between organisational capabilities, service innovation, and service innovation processes through implementing innovative practices.

Keywords: Organisational Capabilities, Service Innovation, Service Innovation Process, UAE public sector.

Title: The organizational capabilities and their effects on service innovation and service innovation process in the UAE public sector

Author: Sultan Al Marzouqi

International Journal of Management and Commerce Innovations 

ISSN 2348-7585 (Online)

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Abstract: Coimbatore is the second largest city in Tamil Nadu next to Chennai. Coimbatore is the home to various famous restaurants like SreeAnnapoorna, Haribhavanam, Junior Kuppanna& so on. There are 250 and above registered restaurants in Coimbatore. With numerous restaurants and lakhs of the population which knowledge about online food ordering makes Coimbatore serve as a better market for Online Line Food Ordering Platforms. As of November 2017 in the city of Coimbatore, there was only one player ZOMATO in the field of Online Food Ordering. Within a span of one and a half years, players in the field of online food ordering have increased. The people of Coimbatore are readily supporting the upcoming players too. As of now, there is no study made in Coimbatore to find out the reasons behind for successful growth of online food ordering. The study is to find what motivates people of Coimbatore to use online food ordering platforms rather going to a restaurant and having food. With the sample size of 200(150 from consumer and 50 from restaurants) collected in Coimbatore using questionnaire and interview regarding Online Food Ordering Platform.  Percent analysis, weighted analysis, cross tabulation, chi-square, and regression analysis is done using SPSS and Ms- Excel. As a result, convenience is most important factor that motivate consumer to use online food ordering and environmental reason such as sustain in market, customer recommendations. SWIGGY is the most preferred online food ordering platform in Coimbatore. The sufficient awareness is created among consumer is due to the promotions done in Social Media. The scope for online food ordering is high among the consumer; platforms can introduce Scheduled Ordering and Take away program for better future.

Keywords: Online Food Ordering, Swiggy, Ubereats, Zomato, Online Food Ordering Platform.

Title: CONSUMER’S MOTIVATION TO ORDER FOOD ONLINE WITH REFERENCE TO COIMBATORE

Author: Gokul Mohan R, Dr. K. Sri Gayathridevi

International Journal of Management and Commerce Innovations 

ISSN 2348-7585 (Online)

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Abstract: Synopsis of several research outcomes on entrepreneurship development in Mpumalanga province empirically revealed there are several factors responsible for seemingly lack of entrepreneurial behaviour among youths in the province. There seems to be a nexus between ambivalent political environment and psychological factors on youths’ entrepreneurial behaviour in Mpumalanga province. Meta-analytic result from research outcomes assert the importance of fostering entrepreneurial interest among youths to serve as solution to high unemployment, and reduction of poverty. Creating enabling political environment is of high importance to foster positive vibe among youths in order to encourage entrepreneurial spirit. The need for youths to understand and ‘buy-in’ into various government policies may impact interest in entrepreneurship in the province. This paper tend to find if there are relationships between these factors and how it impact on Mpumalanga youths entrepreneurial behaviour. The justification for this study stem from the seemingly dearth of nexus in research on the relationship between political environment and psychological factors on Mpumalanga youths entrepreneurial behaviour as well as the ability to scientifically explain each factor influence on youth entrepreneurial behaviour to assist government apply  strategic systems which might address both factors simultaneously. Analytical research design was adopted through regression analysis to find causal relationships and relative contribution of each factor’s influence on Mpumalanga youths entrepreneurial behaviour. The result from analysed data shows there are causal relationships of constructs (independent variables) on entrepreneurial behaviour (dependent variable), in furtherance, the outcome of relative contribution of the independent variables showed psychological factors have  marginal influence on entrepreneurial behaviour than political environment. In conclusion it is recommended that government should deploy optimum resources in addressing psychological needs of the youths by ensuring full integration of youths into all phases of formulation, development, and implementation of policies and programs aimed at boosting entrepreneurship in the province.

Keywords: youth enterprise development, youth national policy, fiscal policy, political environment, Psychological Factors.

Title: THE RELATIONSHIP BETWEEN POLITICAL ENVIRONMENT AND PSYCHOLOGICAL FACTORS ON MPUMALANGA YOUTHS ENTREPRENEURIAL BEHAVIOR

Author: Dr. Oluseyi Emmanuel Sowole

International Journal of Management and Commerce Innovations 

ISSN 2348-7585 (Online)

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Abstract: This study aims to identify and understand factors that affect to acceptance e-banking among Jordanian. This study unified theory of acceptance and use of technology (UTAUT) Characteristics, Service Quality, Culture Factor with moderating effect of demographic factors. The primary data were collected from 436 valid questionnaires, which were distributed, to random Jordanian students in five universities. The analyses of the gathered data employed the Partial Least Squares Structural Equation Modeling (PLS-SEM). The validity of the final overall model was evaluated using the statistics and acceptable fit of the measurement model to the data has been demonstrated. Based on the outcomes, the factors with the highest direct effect on Intention to use e-banking appeared to be Attitude toward using e-banking, while the factor with the highest indirect effect on Intention to use e-banking appeared to be Compatibility. The main findings of the study are: Quality, Culture and Unified theory of acceptance and use of technology (UTAUT) Characteristics factors with demographic factors as moderating has a positive and significant impact on behavioral intention.

Keywords:  Service Quality, Culture and Unified theory of acceptance and use of technology (UTAUT) Characteristics.

Title: THE MODERATING EFFECT OF DEMOGRAPHIC FACTORS IN THE USAGE OF E-BANKING SERVICES AMONG JORDANIAN STUDENTS

Author: Mosab Tayseer Al-Rashdan, Ismail Bin Rejab, Mohammad Mahmoud Alzubi

International Journal of Management and Commerce Innovations 

ISSN 2348-7585 (Online)

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Abstract: This study investigates the factors that significantly affect the acceptance e-banking in Jordan. These factors were Service Quality, Culture and Unified theory of acceptance and use of technology (UTAUT) Characteristics. This study adopted the deductive approach to reach its objectives. It presents a theoretical framework for the construction of hypotheses. The hypotheses were tested to obtain the findings that may be generalized afterwards. 30 students from different universities in Jordan participated in this study. After reviewing several related studies, the Likert five- point scale questionnaire was constructed for gathering the required data, which were then analyzed using the SPSS software.

Keywords: Service Quality, Culture, Unified theory of acceptance and use of technology (UTAUT).

Title: FACTORS AFFECTS THE USE OF E-BANKING SERVICES AMONG JORDANIAN UNIVERSITY STUDENTS

Author: Mosab Tayseer Al-Rashdan, Ismail Bin Rejab, Mohammad Mahmoud Alzubi

International Journal of Management and Commerce Innovations 

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Abstract:  Educating youth to become entrepreneurs is a vital factor in creating employment and eradicating poverty. The primary concern of relevant and innovative entrepreneurial-ism is that it creates wealth for the entrepreneurs; creates job opportunities for the general population and also creates and sustains local economy growth. This paper examines the role of humanizing entrepreneurship education and how it could help in job creation in Somalia. Also this paper discusses on how educating youth to become entrepreneurs can contribute to enhancing the youth satisfaction and loyalty to their country, happiness and their well-being. Finally this paper provides the business models, strategies and plans to implement humanizing Entrepreneurship education in Somalia in order to nurture youths with the knowledge, skill and virtues. These youths can start their own businesses and create employment for others.

Keywords: well-being, entrepreneurship education, unemployment, job creation, SDG, Somalia, BMC.

Title: Creating Job Opportunities through Humanizing Entrepreneurship Education in Somalia

Author: Mohamed Warsame Omar, Abdul Rahman Ahmad Dahlan, Rahmah Ahmad H. Osman

International Journal of Management and Commerce Innovations 

ISSN 2348-7585 (Online)

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