Abstract: Non-performing assets has been recognized as one of the major cause of irritation of the banking sector of India. Many Studies identified NPA as the main reasons for the reduced profitability of the commercial banks in India. Almost all the banks in India are facing the problems of NPA. The amounts of NPA as well as its reasons differ from sector to sector, bank to bank and also within the different branch of a Bank. The Present study focuses on NPA position of SBI, Sivasagar Branch over a period of 5 years. The present study shows that the Branch has achieved efficiency in maintaining its Loans asset which results in decline of NPA over the Period. The Branch has failed to recover its NPA resulting in increasing of loss asset over the period. Overall the study concludes that in all the sectors, the Branch is achieving efficiency by reducing its NPA over the periods expect the agricultural sector which remained a matter of concern for the Branch.
Abstract: A STUDY ON NON PERFORMING ASSET OF STATE BANK OF INDIA, SIVASAGAR BRANCH
Author: Mr. Subhasis Borpujari, Ms. Chandinee Goswami
International Journal of Management and Commerce Innovations
ISSN 2348-7585 (Online)
Research Publish Journals
