INFLUENCE OF BANK REGULATION ON LOAN NON PERFORMANCE AMONG COMMERCIAL BANKS IN KENYA

Abstract: The study sought to investigate on influence of Bank regulation on loan nonperformance among commercial banks in Kenya and thereafter come up with recommendations. The objective of the study was to assess the determinants of loan nonperformance among commercial banks in Kenya. Census was adopted where data was obtained from 43 commercial banks in Kenya and analysed using SPSS by applying both correlation and regression to show relationship between the variables. The study recommends that bank supervisory boards should ensure the implementation of the Banking industry reforms that will help enhance capital adequacy among commercial bank in Kenya to ensure reduction in non-performing loans. The study also recommends that there should be closer consultation and cooperation between commercial banks and the regulatory authorities so that the effect of regulatory measure on commercial banks will be taken into account at the stage of policy formulation. Keywords: Bank Regulation, Nonperforming Loans. Title: INFLUENCE OF BANK REGULATION ON LOAN NON PERFORMANCE AMONG COMMERCIAL BANKS IN KENYA Author: Edah Kavwanyiri, Dr. Shedrack Mbithi Mutua, Mr. Malenya Abraham International Journal of Management and Commerce Innovations ISSN 2348-7585 (Online) Research Publish Journals

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