Abstract: Commercial banks remain central in financial intermediation in Uzbekistan due to capital market and non-bank institutions. State-owned commercial banks are dominant players in financial intermediation. This paper is focused on analysis of state-owned commercial banks based on development and social views. The standard view is that state-owned commercial banks have lower profitability despite government support due to their development and social mandate. The analysis in this paper suggested that while they have lower profitability, they have significantly contributed to financial and economic development.
Keywords: State-owned commercial banks, bank performance, non-performing loans (NPL).
Title: State-owned commercial banks’ performance in Uzbekistan
Author: Nurmatjon Rakhmatillaev
International Journal of Management and Commerce Innovations
ISSN 2348-7585 (Online)
Vol. 11, Issue 1, April 2023 - September 2023
Page No: 151-160
Research Publish Journals
Website: www.researchpublish.com
Published Date: 09-June-2023
