Abstract: Self-help groups are voluntarily formed group consist of 10 – 20 people with the combination of men and women for economically homogeneous classes, who come together for addressing their common problems and issues. These kinds of groups can be seen in rural and semi urban places more. There are generally formed with mutual agreement to make regular savings and contribute the same for common fund to facilitate the lending of small interest bearing loans to their group members. This makes group members to avoid high rate of interest lenders in their locality and easy access for loan and all. When they have their own group, as and when monetary and non-monetary assistance required for their problems, they can find solution them self without depending upon others. So it makes them easy to access fund and easy to repay with minute rate of interest. This is the main advantage for the group members.
If Self Help Groups maintain good financial track record they can get credit assistance from government and non-government bodies. That credit facility can be used not only for their personal but also for their economic development individually or in a group. It can become their source of income and it may change their style of living by improving their standard of life it will help to improvement in economic development of the country also. This article endeavor to throw light upon self-help groups operations and their status in Haveri district of Karnataka State.
Keywords: Self-help groups, Statistical Analysis.
Title: Statistical Analysis of Self Help Groups in Karnataka State with Special Reference to Haveri District
Author: Dr. C. MALLANNA, S.M. Meghana
International Journal of Social Science and Humanities Research
ISSN 2348-3156 (Print), ISSN 2348-3164 (online)
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