Abstract: Financial institutions such as banks make an important contribution to economic development, where banks act as intermediary institutions between parties who need funds and those who have funds. Given the importance of the role and function of banking in the economy, banks need to maintain their business continuity so that banks are forced to implement a bank soundness rating system. Profitability is one of the indicators in assessing the soundness of a bank. This research design uses a quantitative approach in the form of associative. This research was conducted on banking sub-sector companies listed on the Indonesia Stock Exchange (IDX) for the 2016-2020 period. The population used were all banking sub-sector companies listed on the Indonesia Stock Exchange from 2016-2020, the selection of this research sample was based on a non-probability approach using the purposive sampling method. The results show that the Loan Distribution Rate has a positive effect on profitability, BI Rate affects the relationship between the Loan Distribution Rate and profitability.
Keywords: Credit Distribution with Profitability, BI Rate.
Title: The Effect of Loan Distribution Rate on Profitability with Bank Central Indonesia Interest Rates (BI Rate) as Moderating Variable
Author: Ni Made Yurika Natasya Praba Ningrum, I Dewa Gede Dharma Suputra
International Journal of Management and Commerce Innovations
ISSN 2348-7585 (Online)
Research Publish Journals
