USING RATIO ANALYSIS AND DATA ENVELOPMENT MODEL TO EVALUATE THE PERFORMANCE OF PUBLIC SECTOR BANKS IN INDIA

Parnil Singh

Abstract: In the present paper we will examine the financial performance of public sector banks in India. Their performance will be evaluated by the means of two financial tools, ratio analysis and data envelopment analysis (DEA). Various ratios like liquidity ratios, efficiency ratios, profitability ratios and solvency ratios will be evaluated and analysed. The main culprit of financial inefficiency, namely NPAs (Non-Performing assets) will also be discussed. Finally we will be evaluating the efficiency of these banks using the CCR (Charles Cooper Rhodes) method of DEA.

Keywords: data envelopment analysis (DEA), CCR (Charles Cooper Rhodes), public sector banks in India.

Title: USING RATIO ANALYSIS AND DATA ENVELOPMENT MODEL TO EVALUATE THE PERFORMANCE OF PUBLIC SECTOR BANKS IN INDIA

Author: Parnil Singh

International Journal of Social Science and Humanities Research

ISSN 2348-3156 (Print), ISSN 2348-3164 (online)

Research Publish Journals

Vol. 3, Issue 3, July 2015 – September 2015

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USING RATIO ANALYSIS AND DATA ENVELOPMENT MODEL TO EVALUATE THE PERFORMANCE OF PUBLIC SECTOR BANKS IN INDIA by Parnil Singh